Stephen Leifer - Wednesday, November 08, 2017
Stephen Leifer - Friday, November 03, 2017
Stephen Leifer - Wednesday, September 13, 2017
Your credit score has a dramatic impact on many aspects of your life. , Your credit scores dictate what credit you are eligible to receive and at what interest rate you will pay for that credit. Due to the importance of your credit profile and scores, it is critical to safeguard. Here are a few tips to accomplish this:
Monitor Your Credit
It is important to periodically check your credit reports. This can help you find errors and more quickly detect and solve a p ..
Stephen Leifer - Friday, August 18, 2017
Student loan debt is a challenge for many young adults. Not only can it be difficult to make payments when you are just out of college and looking for a job, it can continue to weigh on your budget even after you are earning a steady income.
Paying off your debt is the best way to prevent problems, but there are a few other things you can do to help your cause:
Do not Wait Until the Grace Period Expires
Everyone with a student loan is given a grace period after ..
Stephen Leifer - Friday, August 11, 2017
It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work starts before you fill out a single loan application. Here is what to do:
Review Your Credit Report
Loan candidates are judged by their credit scores. Your credit report will be reviewed by the people determining whether or not you are eligible for the loan you are seeking. Also, if you are approved, the interest rate will also be determi ..
Stephen Leifer - Friday, June 30, 2017
Good credit opens doors in the financial world – including doors to purchasing a new vehicle – but what do you do if your credit is shot and you need a new car? It is possible to buy a new vehicle even if you have bad credit, but you need to do the following to make it work:
Before shopping, check your credit score. It might be better than you think – but it could also be worse. Either way, try not to get too emotional. You want to know what you are dealing wit ..
Stephen Leifer - Wednesday, February 22, 2017
Buying a home is frustrating enough, but it can be downright demoralizing if you have bad credit. The good news is it is possible to get a mortgage, even if your credit history is less than perfect. Here are a few tips: Traditional banks rarely offer mortgages to those with bad credit, but you can find sub-prime lenders that extend credit for mortgages, as long as you are willing to pay higher interest and/or fees. This is not the best option because many find themselves overextended in ..
Stephen Leifer - Wednesday, February 08, 2017
Getting a credit card might seem impossible if your credit is poor, but the truth is there are opportunities for just about everyone. Some credit card companies target people with less-than-perfect credit with the intention of helping them rebuild their credit profile. By doing so, they rightly feel that they can make them long-term loyal customers. If you are someone with bad credit and you are looking for a card that will help you get back on track, what should you expect to be availabl ..
Stephen Leifer - Tuesday, November 29, 2016
If you are in the process of securing funds for a small business, there is a lot you need to consider. One of the most important factors is your business credit profile. Before applying for a small business loan, it is essential you check your credit reports and work on repairing any damage that has been done over the years.
How can you figure out what is on your credit and repair problems, improving the chances you will be approved for a business loan?
What is the Du ..
Stephen Leifer - Wednesday, October 26, 2016
You have worked so hard to achieve that 800 credit score and are shocked when your application for a new credit card or loan is swiftly denied. In this more conservative age in lending, a near perfect credit score does not guarantee acceptance of every application.Furthermore, credit scores are considered in addition to other factors. Some reasons you may still be denied include:
Employment or Income Matters
FICO scores do not indicate whether you are currently ..