Stephen Leifer - Thursday, March 08, 2018
Illegal 'zombie' debt collections rampant in Florida, advocate says
Invalid and illegal debt collections are at record levels across the U.S., and Florida is No. 2 for complaints about the practice, according to a national tracker of frequent flier programs and credit card rewards.
The practice, dubbed “zombie debt collections” by RewardExpert, are defined as attempts to collect debts not owed, those that were already paid or discharged, de ..
Stephen Leifer - Tuesday, February 27, 2018
One of the most daunting parts of buying a home is saving up enough money for a down payment. While there are plenty of low down payment loan options (https://admortgage.com/blog/low-payment-home-loan-options/), even smaller down payments require a fairly considerable amount of cash. There are some alternative ways to get a downpayment—like getting gift payments (https://admortgage.com/blog/guide-gift-payments/) for example—but most people will save money for a down payment. In o ..
Stephen Leifer - Friday, February 02, 2018
Being self-employed can be a freeing lifestyle in which you can make your own schedule, take charge of your own projects, and feel the passion in your work each day. The entrepreneurial lifestyle definitely has its pros, but it also comes with a lot of hard work and different challenges. As a self-employed person, you may see getting a mortgage (https://admortgage.com/rate-quote-2/) as a challenge because of traditional lending guidelines and regulations. While the loan process (https:/ ..
Stephen Leifer - Friday, February 02, 2018
While it is true that a timeshare contract is a binding legal document, it is often mistakenly thought that such a contract cannot only be cancelled. In fact, most timeshare companies maintain that their contracts are non – cancellable. This misconception is perpetuated by timeshare companies and user groups that are funded, maintained and controlled by the timeshare industry.
The truth of the matter is, that under the law, contracts are cancellable for a variety of reasons, inc ..
Stephen Leifer - Wednesday, January 31, 2018
Equifax is promising consumers new control over access to their personal credit data — for free, and for life — as interim CEO Paulino do Rego Barros Jr. apologized to people affected by the company's recent data breach. He said the company had failed to live up to expectations.
"On behalf of Equifax, I want to express my sincere and total apology," Barros wrote in an op-ed for The Wall Street Journal (https://www.wsj.com/articles/on-behalf-of-equifax-im-sorry-1506547253 ..
Stephen Leifer - Wednesday, November 08, 2017
Stephen Leifer - Friday, November 03, 2017
Stephen Leifer - Wednesday, September 13, 2017
Your credit score has a dramatic impact on many aspects of your life. , Your credit scores dictate what credit you are eligible to receive and at what interest rate you will pay for that credit. Due to the importance of your credit profile and scores, it is critical to safeguard. Here are a few tips to accomplish this:
Monitor Your Credit
It is important to periodically check your credit reports. This can help you find errors and more quickly detect and solve a p ..
Stephen Leifer - Friday, August 18, 2017
Student loan debt is a challenge for many young adults. Not only can it be difficult to make payments when you are just out of college and looking for a job, it can continue to weigh on your budget even after you are earning a steady income.
Paying off your debt is the best way to prevent problems, but there are a few other things you can do to help your cause:
Do not Wait Until the Grace Period Expires
Everyone with a student loan is given a grace period after ..
Stephen Leifer - Friday, August 11, 2017
It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work starts before you fill out a single loan application. Here is what to do:
Review Your Credit Report
Loan candidates are judged by their credit scores. Your credit report will be reviewed by the people determining whether or not you are eligible for the loan you are seeking. Also, if you are approved, the interest rate will also be determi ..