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Acing Your Loan: What You Can Do to Help Your Cause

Stephen Leifer - Friday, August 11, 2017
It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work starts before you fill out a single loan application. Here is what to do: Review Your Credit Report Loan candidates are judged by their credit scores. Your credit report will be reviewed by the people determining whether or not you are eligible for the loan you are seeking. Also, if you are approved, the interest rate will also be determi ..

Why Some Consumers May See a Significant Jump in their Credit in July 2017

Stephen Leifer - Wednesday, July 26, 2017
New improved standards for using public records became effective in July 2017 for credit reporting companies. The new changes will result in the increase of many individuals’ credit scores, some as much as 20 points. The major changes are based on excluding information related to tax liens and civil judgments on consumer’s credit reports. About seven percent of the American population will benefit from the changes. Having a higher credit score can result in a number of pos ..

Buying a Home with Bad Credit? Credit Repair Can Help!

Stephen Leifer - Wednesday, February 22, 2017
Buying a home is frustrating enough, but it can be downright demoralizing if you have bad credit. The good news is it is possible to get a mortgage, even if your credit history is less than perfect. Here are a few tips: Traditional banks rarely offer mortgages to those with bad credit, but you can find sub-prime lenders that extend credit for mortgages, as long as you are willing to pay higher interest and/or fees. This is not the best option because many find themselves overextended in  ..