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CFPB Director calls Trump a ‘smart man,’ then asks him to drop class-action ruling

Stephen Leifer - Friday, November 03, 2017
https://www.marketwatch.com/story/cfpb-director-cordray-calls-trump-a-smart-man-asks-him-to-drop-class-action-ruling-2017-10-30 ..

Effective Steps to Protect Your Credit

Stephen Leifer - Wednesday, September 13, 2017
Your credit score has a dramatic impact on many aspects of your life. , Your credit scores dictate what credit you are eligible to receive and at what interest rate you will pay for that credit. Due to the importance of your credit profile and scores, it is critical to safeguard. Here are a few tips to accomplish this: Monitor Your Credit It is important to periodically check your credit reports. This can help you find errors and more quickly detect and solve a p ..

Consumer Finance Protection Bureau Report Shows Major Problems in Accuracy of Credit Reporting

Stephen Leifer - Tuesday, July 12, 2016
Following a number of failure throughout the financial industry, the Consumer Finance Protection Bureau (CFPB) was formed in 2010. It is a government agency maintains the majority of power in the financial markets when it comes to protecting consumers by writing rules, clarifying regulations, curbing unfair and abusive practices, enforcing laws, promoting financial education, and conducting financial research. The CFPB released a report at the end of 2012 that showed how credit bur ..

The FCRA and Credit Reports

Stephen Leifer - Tuesday, December 08, 2015
The Fair Credit Reporting Act is United States Federal Government legislation created to encourage and regulate accuracy, fairness, and privacy of information found on the files of consumer reporting agencies. The goal of the act was to protect consumers from incorrect or inaccurate information willfully or mistakenly included in their credit reports. In an effort to make this happen, the FCRA regulates the collection, dissemination, and use of consumer information, including co ..