Gen Z Got The Memo: Owning A Home Is Worth It More Than Half of Gen Z Already Saving for a Home, Motivated by Current Homeowners of All Ages Who Say the Satisfaction of Owning Outweighs the Challenges The youngest generation of homebuyers is not dragging their feet. According to Bank of America’s Homebuyer Insights Report, 59 percent of prospective homebuyers between the ages of 18 and 23 want to buy within the next  ..

Eighteen months since news of the colossal data breach at Equifax broke, the company responsible for one of the country’s largest, and likely the most damaging, losses of personal information has yet to face monetary penalties. At the same time, very little has been done in the way of reform. That could soon change. According to Equifax’s annual report (https://otp.tools.investis.com/clients/us/equifax/SEC/sec-show.aspx?Type=html&FilingId=13243973&CIK=0000033185&a ..

Nearly Half of Homebuyers Paying Above Asking Price February 26, 2019 Phil Hall (https://nationalmortgageprofessional.com/users/phil-hall) (https://nationalmortgageprofessional.com/news/70150/nearly-half-homebuyers-paying-above-asking-price) Forty-five percent of homebuyers who purchased a residential property in the past five years wound up paying more than the asking price before h ..

NMP- April 26, 2018 Phil Hall (https://nationalmortgageprofessional.com/users/phil-hall) On Tuesday, Mick Mulvaney, the acting director of the Consumer Financial Protection Bureau (CFPB), gave a speech before the membership of the American Bankers Association (ABA) that has been widely reported as reaffirming the venality and corruption of Washington. In reality, Mulvaney offered a tough but honest assessment of his agency’s congressionally ..

www.mpamag.com-Ryan Smith- The acting director of the Consumer Financial Protection Bureau may end public access to a web portal consumers use to file complaints against financial companies, according to a new report. Acting CFPB Director Mick Mulvaney told an audience at an American Bankers Association conference this week that he planned to eliminate public access to the CFPB’s complaint database, according to The Wall Street Journal. Mulvaney said the database contains infor ..

Illegal 'zombie' debt collections rampant in Florida, advocate says David LyonsSun-Sentinel Invalid and illegal debt collections are at record levels across the U.S., and Florida is No. 2 for complaints about the practice, according to a national tracker of frequent flier programs and credit card rewards. The practice, dubbed “zombie debt collections” by RewardExpert, are defined as attempts to collect debts not owed, those that were already paid or discharged, de ..

Being self-employed can be a freeing lifestyle in which you can make your own schedule, take charge of your own projects, and feel the passion in your work each day. The entrepreneurial lifestyle definitely has its pros, but it also comes with a lot of hard work and different challenges. As a self-employed person, you may see getting a mortgage (https://admortgage.com/rate-quote-2/) as a challenge because of traditional lending guidelines and regulations. While the loan process (https:/ ..

While it is true that a timeshare contract is a binding legal document, it is often mistakenly thought that such a contract cannot only be cancelled. In fact, most timeshare companies maintain that their contracts are non – cancellable. This misconception is perpetuated by timeshare companies and user groups that are funded, maintained and controlled by the timeshare industry. The truth of the matter is, that under the law, contracts are cancellable for a variety of reasons, inc ..

The Department of Veterans Affairs has known for more than a year that military service members were being sold a flood of costly and risky mortgages and done little to stop it. The result: Borrowers have been saddled with thousands of dollars in fees, and interest rates have risen for millions of rank-and-file homeowners. Lenders, hunting for business in a slow market, have swarmed into VA mortgages, sometimes selling military homeowners new loans every few months. Some are pushing shor ..

Equifax is promising consumers new control over access to their personal credit data — for free, and for life — as interim CEO Paulino do Rego Barros Jr. apologized to people affected by the company's recent data breach. He said the company had failed to live up to expectations. "On behalf of Equifax, I want to express my sincere and total apology," Barros wrote in an op-ed for The Wall Street Journal (https://www.wsj.com/articles/on-behalf-of-equifax-im-sorry-1506547253 ..