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Equifax Promises A New Lifetime Service, As New Leader Offers An Apology

Stephen Leifer - Wednesday, January 31, 2018
Equifax is promising consumers new control over access to their personal credit data — for free, and for life — as interim CEO Paulino do Rego Barros Jr. apologized to people affected by the company's recent data breach. He said the company had failed to live up to expectations. "On behalf of Equifax, I want to express my sincere and total apology," Barros wrote in an op-ed for The Wall Street Journal (https://www.wsj.com/articles/on-behalf-of-equifax-im-sorry-1506547253 ..

Paying off Your Mortgage in 15 Years vs 30

Stephen Leifer - Friday, January 19, 2018
Paying off your mortgage early and living mortgage-free so you can use the money for other things—such as travel and an early retirement—can sound like a pipe-dream that’s impossible to get to, but it doesn’t have to be. If you have a 30-year mortgage, there are a few ways to cut that time in half, or at least come close to it: Add a monthly payment each year This easy step will cut about three years off a 30-year mortgage by spreading out one extra mon ..

A Fight Over the Credit Score Lenders Use for Your Mortgage

Stephen Leifer - Friday, January 05, 2018
Banks and rival lenders are butting heads over the credit scores used to decide millions of mortgage requests by U.S. home buyers. Read More... By AnnaMaria Andriotis and Christina Rexrode Published January 03, 2018 Now, a federal agency is weighing whether to step into the fight, which revolves around a longtime requirement for lenders who sell mortgages to Fannie Mae and Freddie Mac to gauge most borrowers using FICO scores. The Feder ..