Personal Credit Coach

Have Bad Credit But Need a New Vehicle? Here’s What To Do!

Stephen Leifer - Friday, June 30, 2017
Good credit opens doors in the financial world – including doors to purchasing a new vehicle – but what do you do if your credit is shot and you need a new car? It is possible to buy a new vehicle even if you have bad credit, but you need to do the following to make it work: Before shopping, check your credit score. It might be better than you think – but it could also be worse. Either way, try not to get too emotional. You want to know what you are dealing wit ..

Building Your Best Budget

Stephen Leifer - Wednesday, June 28, 2017
Budgets are not one-size-fits-all. There are plenty of options out there and if you are able to find a system that works for you, even if you need to tweak it a bit to meet your needs, you are more likely to stick to it long-term. Here are a few sample budgets, as well as information about who they are best suited for: 50/30/20 Budget This budget allots the bulk of your earnings to your needs (50%), 30% to your wants, and 20% to paying debt and savings. This i ..