Personal Credit Coach

When Should You Start Saving? The Answer’s Always Now!

Stephen Leifer - Friday, April 28, 2017
Create a Budget The best way to make saving money a possibility is to create a monthly budget. Doing so, you will be able to get a handle on your monthly expenses,You would be surprised to find all the places that your hard earned money goes. Take a few minutes and see which of those expenses can be cut or at least reduced. Then compare those expenses to your monthly income and figure out how much you have left over. You then can decide how much of that leftover money you want  ..

Tips for Managing Credit Card Debt

Stephen Leifer - Friday, April 21, 2017
Being in debt is extremely stressful and if you feel as if you are drowning under an insurmountable amount of it, it can be downright depressing. Credit Card debt is the most insidious. That piece of plastic in your pocket gives you the ability to spend beyond your means. Furthermore, the cost for using that ability, the use of their money, carries a very high rate of interest. The good news is there are things you can do to get a handle on it and improve your credit situation. Firs ..