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CFPB in a tug of war leadership fight

Stephen Leifer - Monday, November 27, 2017
The U.S. consumer watchdog agency, enmeshed in partisan politics since its creation after the 2008 financial crisis, is now at the centre of a tug-of-war over who will lead it READ MORE (http://send.kmimedia.ca/link.php?M=3752563&N=31812&L=324006&F=H) http://www.mpamag.com/business-news/cfpb-in-a-tug-of-war-leadership-fight-85997.aspx (http://)  ..

Cordray Sets Off Power Struggle for CFPB Leadership

Stephen Leifer - Monday, November 27, 2017
The traditionally quiet Thanksgiving holiday weekend became a surprise battlefront as the Consumer Financial Protection Bureau (CFPB) turned into Washington’s latest partisan struggle when outgoing director Richard Cordray attempted to muscle his way past President Trump in naming his successor while the White House named its own interim chief until a new director is confirmed. MORE DETAILS HERE ... (http://sable.madmimi.com/c/29547?id=33773814.79670.1.0fc4a195b1df79e4a88dfd6d9e217421) ..

People are buying US homes at the fastest rate in 30 years Typical house is now on the market for just three weeks

Stephen Leifer - Friday, November 10, 2017
https://therealdeal.com/2017/10/30/people-are-buying-us-homes-at-the-fastest-rate-in-30-years/ ..

Why millennials can’t buy homes

Stephen Leifer - Wednesday, November 08, 2017
https://www.marketwatch.com/story/student-debt-is-delaying-millennial-homeownership-by-seven-years-2017-09-18 ..

CFPB Director calls Trump a ‘smart man,’ then asks him to drop class-action ruling

Stephen Leifer - Friday, November 03, 2017
https://www.marketwatch.com/story/cfpb-director-cordray-calls-trump-a-smart-man-asks-him-to-drop-class-action-ruling-2017-10-30 ..

Having Trouble Trying To Save Money for the Future? Here are a few tips to follow:

Stephen Leifer - Wednesday, September 20, 2017
Saving money and budgeting usually go hand in hand. Both are often difficult for even the most disciplined of people. However, setting up some guidelines can help make the process easier. Cut Your Check in Half A good rule of thumb is to use only half of your paycheck for necessities. These essentials may vary by household, but some common items to include are: Housing Property taxes Utilities Insurance Transportation Child-care expenses Debt rep ..

Effective Steps to Protect Your Credit

Stephen Leifer - Wednesday, September 13, 2017
Your credit score has a dramatic impact on many aspects of your life. , Your credit scores dictate what credit you are eligible to receive and at what interest rate you will pay for that credit. Due to the importance of your credit profile and scores, it is critical to safeguard. Here are a few tips to accomplish this: Monitor Your Credit It is important to periodically check your credit reports. This can help you find errors and more quickly detect and solve a p ..

Student Loan Debt: Avoiding these Mistakes Can Save You in the Long Run

Stephen Leifer - Friday, August 18, 2017
Student loan debt is a challenge for many young adults. Not only can it be difficult to make payments when you are just out of college and looking for a job, it can continue to weigh on your budget even after you are earning a steady income. Paying off your debt is the best way to prevent problems, but there are a few other things you can do to help your cause: Do not Wait Until the Grace Period Expires Everyone with a student loan is given a grace period after  ..

Acing Your Loan: What You Can Do to Help Your Cause

Stephen Leifer - Friday, August 11, 2017
It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work starts before you fill out a single loan application. Here is what to do: Review Your Credit Report Loan candidates are judged by their credit scores. Your credit report will be reviewed by the people determining whether or not you are eligible for the loan you are seeking. Also, if you are approved, the interest rate will also be determi ..

Why Some Consumers May See a Significant Jump in their Credit in July 2017

Stephen Leifer - Wednesday, July 26, 2017
New improved standards for using public records became effective in July 2017 for credit reporting companies. The new changes will result in the increase of many individuals’ credit scores, some as much as 20 points. The major changes are based on excluding information related to tax liens and civil judgments on consumer’s credit reports. About seven percent of the American population will benefit from the changes. Having a higher credit score can result in a number of pos ..