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If you do not have a household budget, you need to create one. This will tell you how much you spend, in which areas, and how much (if any) you have left over at the end of the month to put towards paying off debt or towards financial goals such as  education,retirement, buying a home, and the like.

Our uniquely beffective credit restoration service includes a number of budgeting tools such as a budget workbook, family finance planner, budget calculators, loan repayment calculators and compounding savings
calculators. Once you enroll in our program, these will be available for you in your private portal.